:root{--navy:#0a1f44;--blue:#1d4ed8;--sky:#38bdf8;--ice:#eaf2ff;--ink:#0f1b33;--mut:#51607d;--line:#d9e3f5}
*{box-sizing:border-box;margin:0}html{scroll-behavior:smooth;scroll-padding-top:72px}
body{font-family:Figtree,system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.65;font-size:17px}
h1,h2,h3,.logo{font-family:Sora,sans-serif;letter-spacing:-.02em;line-height:1.15}
a{color:inherit}.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
:root{box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
:focus-visible{outline:3px solid var(--sky);outline-offset:3px}
.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;text-decoration:none;color:var(--navy)}.logo b{color:var(--blue)}
.mark{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:var(--blue);color:#fff;font-size:18px}
.menu{display:flex;align-items:center;gap:24px}.menu a{text-decoration:none;font-weight:500;color:var(--mut);font-size:16px}.menu a:hover{color:var(--blue)}
.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:13px 24px;border-radius:10px;font:600 16px Figtree,sans-serif;text-decoration:none;border:2px solid var(--blue);cursor:pointer;transition:background .2s}
.btn:hover{background:var(--navy);border-color:var(--navy)}.btn-sm{padding:9px 18px}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.45)}.btn-ghost:hover{background:rgba(255,255,255,.12);border-color:#fff}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer}.burger span{display:block;height:2px;background:var(--navy);margin:6px 10px}
.hero{background:linear-gradient(160deg,var(--navy),#10357a 60%,var(--blue));color:#fff;padding:92px 0 100px}
.hero-in{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.pill{display:inline-block;font-size:14px;padding:6px 14px;border:1px solid rgba(255,255,255,.3);border-radius:99px;color:#cfe3ff;margin-bottom:22px}
h1{font-size:clamp(34px,5vw,56px);font-weight:800;margin-bottom:22px}
.lead{font-size:19px;color:#d6e4ff;max-width:540px;margin-bottom:34px}.cta{display:flex;gap:14px;flex-wrap:wrap}
.hero .btn:not(.btn-ghost){background:var(--sky);border-color:var(--sky);color:var(--navy)!important}.hero .btn:not(.btn-ghost):hover{background:#fff;border-color:#fff}
.board{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);border-radius:20px;padding:22px}
.board-top{display:flex;align-items:center;gap:6px;margin-bottom:22px;font-size:13px;color:#cfe3ff}.board-top i{width:10px;height:10px;border-radius:50%;background:rgba(255,255,255,.35)}.board-top span{margin-left:10px}
.mk{display:grid;grid-template-columns:110px 1fr;gap:12px;align-items:center;margin-bottom:16px;font-size:14px;color:#e4eeff}
.mk div{height:12px;background:rgba(255,255,255,.14);border-radius:99px;overflow:hidden}
.mk em{display:block;height:100%;width:0;border-radius:99px;background:linear-gradient(90deg,#2563eb,var(--sky));animation:fill 1.2s cubic-bezier(.2,.8,.2,1) forwards}
.mk:nth-child(3) em{animation-delay:.1s}.mk:nth-child(4) em{animation-delay:.2s}.mk:nth-child(5) em{animation-delay:.3s}.mk:nth-child(6) em{animation-delay:.4s}
@keyframes fill{to{width:var(--w)}}.demo{font-size:12px;color:#9fbfee;margin-top:8px}
.strip{background:var(--ice);border-bottom:1px solid var(--line);padding:26px 0}
.strip p{text-align:center;font-size:15px;color:var(--mut);margin-bottom:14px}
.strip ul{list-style:none;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 12px}
.strip li{background:#fff;border:1px solid var(--line);border-radius:99px;padding:6px 16px;font-weight:600;font-size:15px;color:var(--navy)}
.sec{padding:96px 0}.soft{background:var(--ice)}
.head{max-width:680px;margin-bottom:48px}h2{font-size:clamp(28px,3.5vw,40px);font-weight:700;color:var(--navy);margin-bottom:14px}
.head p{color:var(--mut)}.head.light h2{color:#fff}.head.light p{color:#cfe3ff}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.div{display:block;text-decoration:none;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:14px;padding:28px;transition:box-shadow .2s}
.div:hover{box-shadow:0 14px 34px rgba(29,78,216,.14)}.div b{display:block;font:700 21px Sora,sans-serif;color:var(--navy);margin-bottom:8px}.div span{color:var(--mut)}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px 28px}
.card h3{font-size:21px;color:var(--navy);margin-bottom:10px}.card p{color:var(--mut);font-size:16.5px}
.card.dk{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.2)}.dk h3{color:#fff}.dk p{color:#cfe3ff}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.split p{color:var(--mut);margin-bottom:20px}.small{font-size:15px}
.tick{list-style:none;padding:0;display:grid;gap:10px;margin-bottom:22px}
.tick li{position:relative;padding-left:28px}.tick li:before{content:"";position:absolute;left:2px;top:8px;width:12px;height:6px;border-left:2.5px solid var(--blue);border-bottom:2.5px solid var(--blue);transform:rotate(-45deg)}
.flow{display:grid;gap:0}.flow div{position:relative;background:var(--ice);border-left:4px solid var(--blue);border-radius:10px;padding:16px 20px;margin-bottom:22px}
.flow div:not(:last-child):after{content:"";position:absolute;left:24px;bottom:-22px;height:22px;border-left:2px dashed var(--blue)}
.flow b{display:block;font-family:Sora,sans-serif;color:var(--navy)}.flow span{color:var(--mut);font-size:15.5px}
.band{background:var(--navy);color:#fff}.legal{margin-top:28px;font-size:14px;color:#9fbfee;max-width:720px}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:22px}
.steps li{border-top:2px solid var(--line);padding-top:20px}
.steps span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--blue);color:#fff;font:700 16px Sora,sans-serif;margin-bottom:14px}
.steps h3{font-size:19px;margin-bottom:6px;color:var(--navy)}.steps p{color:var(--mut);font-size:15.5px}
.about{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;align-items:start}.about p{color:var(--mut);margin-bottom:16px}
.vals{list-style:none;padding:0;display:grid;gap:14px}.vals li{background:#fff;border-left:4px solid var(--blue);border-radius:10px;padding:16px 20px}
.vals b{display:block;font-family:Sora,sans-serif;color:var(--navy)}.vals span{color:var(--mut);font-size:16px}
.narrow{max-width:780px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:0 22px}
summary{cursor:pointer;font-weight:600;padding:18px 0;list-style:none;display:flex;justify-content:space-between;gap:12px;color:var(--navy)}
summary::-webkit-details-marker{display:none}summary:after{content:"+";font-size:24px;color:var(--blue);line-height:1}details[open] summary:after{content:"–"}
details p{color:var(--mut);padding-bottom:18px}
.contact{background:linear-gradient(160deg,#10357a,var(--navy));color:#fff}.contact h2{color:#fff}
.cgrid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start}.cinfo>p{color:#cfe3ff;margin-bottom:28px}
.cinfo ul{list-style:none;padding:0;display:grid;gap:16px}.cinfo b{display:block;font-size:14px;color:var(--sky)}.cinfo a,.cinfo span{color:#fff;text-decoration:none}
.form{background:#fff;color:var(--ink);border-radius:18px;padding:30px;display:grid;gap:14px}
.form label{display:grid;gap:6px;font-weight:600;font-size:15px}
.form input,.form select,.form textarea{font:400 16px Figtree,sans-serif;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#f7faff;color:var(--ink)}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--blue);border-color:var(--blue)}
.hp{position:absolute;left:-9999px}.note{font-size:15px;color:var(--blue);min-height:22px}
.foot{background:#06142e;color:#9db3dc;padding:40px 0 28px}.foot-in{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;margin-bottom:24px}
.foot .logo{color:#fff;margin-bottom:10px}.foot .logo b{color:var(--sky)}.foot nav{display:flex;gap:22px;flex-wrap:wrap;align-items:flex-start}.foot nav a{text-decoration:none}.foot nav a:hover{color:#fff}
.copy{font-size:13px;border-top:1px solid rgba(255,255,255,.12);padding-top:18px}
@media(max-width:960px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:900px){.hero-in,.about,.cgrid,.split{grid-template-columns:1fr}.grid3{grid-template-columns:1fr}.hero{padding:64px 0 72px}.sec{padding:68px 0}
.burger{display:block}.menu{position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 22px 20px;border-bottom:1px solid var(--line);display:none}
.menu.open{display:flex}.menu a{padding:12px 0}.menu .btn{text-align:center;margin-top:8px}}
@media(max-width:520px){.steps{grid-template-columns:1fr}.mk{grid-template-columns:96px 1fr}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}.mk em{width:var(--w)}}

.hero-img{width:100%;height:auto;max-width:540px;justify-self:center;display:block}
@media(max-width:900px){.hero-img{max-width:440px}}

/* ===== Ajustes móviles ===== */
body{overflow-x:clip}
img,svg{max-width:100%}
.hero-in>*,.split>*,.about>*,.cgrid>*,.grid3>*{min-width:0}
.form input,.form select,.form textarea{width:100%;max-width:100%}
.menu{max-height:calc(100vh - 68px);overflow-y:auto}
@media(max-width:900px){
 body{font-size:16.5px}
 .hero-in,.split,.about,.cgrid{gap:36px}
 .hero-img{order:2;margin-top:4px}
 h1{font-size:clamp(30px,8.4vw,44px)}
 h2{font-size:clamp(26px,6.6vw,34px)}
 .lead{font-size:17px;margin-bottom:26px}
 .head{margin-bottom:30px}
 .grid3,.steps{gap:16px}
 .card,.div{padding:24px 22px}
}
@media(max-width:520px){
 .wrap{padding:0 18px}
 .cta{flex-direction:column}.cta .btn{width:100%;text-align:center}
 .pill{font-size:13px}
 .strip li{font-size:14px;padding:5px 12px}
 .form{padding:22px 18px}
 .sec{padding:56px 0}
 .foot nav{gap:14px 20px}
 .logo{font-size:17px}
}